CONSENT COVERAGE CERTAIN NOTICES FROM YOU ARE NOT COVERED.

You may be required by contract or applicable law to give us written notices. You must still provide these notices on paper. Your consent here does not relate to those notices.

Additionally, this eCommunications Disclosure does not apply to:

Any notice of default, acceleration, repossession, foreclosure, or eviction, or the right to cure or reinstate or redeem under a credit agreement secured by your primary residence.

Any transactions subject to Uniform Commercial Code, other than sections 1-107 and 1-206 and Articles 2 and 2A.

Any other communications that LoanGIANT determines, in its sole discretion, that you should receive in paper rather than electronic form, including offers of products and services.
 

OBTAINING COPIES OF ELECTRONIC COMMUNICATIONS.

We recommend that you print, download, or otherwise retain for your permanent records a copy of this Agreement, this eCommunications Disclosure, statements, and all other Communications.

You may print or make a copy of electronic statements or Communications by using the “Print” button (or otherwise using your print function) or saving a copy. Do this when you first review the Communications because after submission, we do not necessarily keep them all in a place that you can access.

You may also call Customer Service at US-1-404-407-5727  /  SA +27 078 734-8045  /  CA +1 404-407-5727  /  UK +44 770 017-7000 to request a paper copy of your statements or other Communications. Be sure to specify your account or any related service identification number, the specific Communications for which you are requesting a paper copy, and the address to which it should be mailed. We may charge fees for paper copies of statements or other Communications.

 

UPDATING YOUR CONTACT INFORMATION
As a courtesy, when your Statement is available online, we will attempt to send an email notification to the address that we have on file. We also may send you an email notification when you have a new Other Communication available for review. Alternatively, we may communicate the Other Communication directly through email.

In the event that your email address or other contact information is changed, you must notify LoanGIANT of such changes immediately through online banking. It is your responsibility to update any changes in your email address online. We are not responsible if you do not receive a courtesy reminder. If you do not receive an email and believe you should have, please verify your email address in online banking.

If you fail to update or change an incorrect email address or other contact information, you understand and agree that any statements or other Communications shall nevertheless be deemed to have been provided to you if they were made available to you in electronic form in any Digital Channel or emailed to the email address, we have for you in our records.

Fees and Charges

For information about fees that may apply in connection with your Bank Account, please consult the LoanGIANT Fee Schedule, available at any LoanGIANT banking office. You can also call Online Banking Customer Service at US-1-404-407-5727  /  SA +27 078 734-8045  /  CA +1 404-407-5727  /  UK +44 770 017-7000. In addition to such fees set forth in the Fee Schedule, you shall be subject to all fees, charges, penalties, balance requirements, and other restrictions explained in your account agreements or other Additional Agreements.

Fees are subject to change. And we may impose additional charges, penalties or fees in connection with your use of the Services at any time, subject to these terms.

You agree to promptly pay all fees and charges for the Services, and you authorize us to automatically deduct all applicable charges and fees from your designated LoanGIANT Payment Account or any other eligible account.

You agree to be responsible for any telephone charges and/or Internet service fees you incur in accessing your accounts through the Services.

Changes in Services; Interruptions in Service

We may at any time revise, update, discontinue or otherwise modify, temporarily or permanently, the Services in whole or in part (including, without limitation, the Online Banking Site, this Agreement, the scope of the Services, and any materials related to the Services), or your access to them. We will attempt to provide prior notice of any such material changes (for example, by posting a notice of such changes on the Online Banking Site when you sign in; sending a notice to you at the address shown on our records; or sending you a secure message). But we can’t guarantee that such notice will be provided.

Whenever reasonably practicable, we will try to post or send notice of any additional fees for online transactions at least 30 days in advance of the effective date; or of any stricter limits on the type, amount, or frequency of transactions, or any increase in your responsibility for unauthorized transactions. But we can’t guarantee that we will provide such notice by such time. We reserve the right to make any such changes effective immediately if necessary to maintain the security of the system or to comply with any laws or regulations. If we make such a change, and we can disclose it without jeopardizing the system’s security, we will give you electronic or written notice within 30 days after the change.

Changes to the Services may render prior versions of the Services obsolete. We reserve the right to terminate this Agreement as to all prior versions of the Services and/or related materials and limit access to our more recent versions and updates.

You may choose to accept or decline changes by closing, continuing or discontinuing use of the Services to which these changes relate. When you use the Services after we make any changes you agree to such changes. We also reserve the option, in our sole discretion, to waive, reduce or reverse charges or fees in individual situations.

The Service is generally available 7 days a week, 24 hours a day. However, we may from time to time perform maintenance to the Services or experience hardware, software, or other problems related to the Services. This may result in interrupted service, delays or errors in the Services. We will try to provide prior notice of such interruptions, delays, or errors but cannot guarantee that such notice will be provided.

Our Responsibility for Payments and Funds Transfers

 

WHEN USING THE SERVICES TO ACCESS YOUR BANK ACCOUNT

When you use any payment or funds transfer service through the Services, you warrant that you are an authorized user on the account from which the funds are drawn. We, or a third party acting as our agent, will use reasonable efforts to timely and properly complete funds transfers and bill payments from your designated checking, savings or other deposit account or line of credit accounts according to your instructions. However, neither we nor any Service Provider will be liable in any way for any failure or delay in completing any such transaction (whether an Outgoing Payment, Incoming Payment or funds transfer), if the conditions under Section 14(D) of this Agreement occur.

 

WHEN USING THE SERVICES TO ACCESS YOUR CREDIT CARD ACCOUNT

When you use any payment service through the Services, you warrant that you are an authorized user on the account from which the funds are drawn. We, or a third party acting as our agent, will use reasonable efforts to timely and properly complete payments from your Card Accounts according to your instructions. However, neither we nor any Service Provider will be liable in any way for any failure or delay in completing any such transaction (whether an Outgoing Payment, Incoming Payment or funds transfer), if the conditions under Section 14(D) of this Agreement occur.

 

WHEN USING THE SERVICE TO ACCESS YOUR AUTO LOAN ACCOUNT

When you use any payment service through the Services, you warrant that you are an authorized user on the account from which the funds are drawn. We, or a third party acting as our agent, will use reasonable efforts to timely and properly complete payments from your Payment Accounts according to your instructions. However, neither we nor any Service Provider will be liable in any way for any failure or delay in completing any such transaction (whether an Outgoing Payment, Incoming Payment or funds transfer), if the conditions under Section 14(D) of this Agreement occur.

 

LIMITED LIABILITIES FOR CERTAIN PAYMENTS AND FUND TRANSFERS

Neither we nor any Service Provider will be liable in any way for any failure or delay in completing any such transaction (whether an Outgoing Payment, Incoming Payment or funds transfer), if:

Through no fault of our own or of our agent, you do not have enough money in a designated checking, savings, or other deposit account, that account has been closed, or the transaction would exceed the credit limit on any applicable overdraft line of credit.

Our payment processing center is not working properly, and you knew or were told about the malfunction before you executed your bill payment instructions.

You have not properly followed instructions on how to make a funds transfer.

You do not provide us with complete, correct and current Payment Account or Biller information or instructions.

You do not authorize a bill payment or transfer in time for your payment to be credited by the Biller by the Due Date.

A timely bill payment is made but the Biller nevertheless does not credit your payment promptly after receipt.

Withdrawals from any accounts have been prohibited by a court order such as a garnishment or other legal process.

We or our agent reasonably believe that a transaction may be unauthorized.

Your computer or any related system was not working properly, and it interfered with your attempt to authorize a funds transfer or bill payment.

Circumstances beyond our or our agents’ control prevent making a funds transfer or bill payment. Such circumstances include but are not limited to computer failure, telecommunication outages, postal strikes and other labor unrest, delays caused by Billers, fires, floods, and other natural disasters, terrorist acts or war; or

Any other set of circumstances as set forth in this or any Additional Agreements.
 

If we are ever obligated by law to pay interest on the amount of a transfer, you will be paid interest on a daily basis equal to the current annual percentage rate that is otherwise applicable to the account from which the funds transfer should have occurred. In the event we are ever liable to you for damages due to a transfer, your damages will be limited to actual damages only. We will not be responsible for incidental or consequential damages, court costs or attorneys’ fees unless required by law

 

Disclosure of Account Information to Third Parties

You authorize us to collect, use and disclose to third parties, affiliates, and agents, such as independent auditors, consultants or attorneys, information you have provided or that we or others have obtained about your accounts and the transfers you make on Online Banking consistent with our LoanGIANT Online Privacy Policy. For additional information on how we may share personal information about you, please visit www.loangiant.cash/privacy. 

 

Statement of Record

Account information provided by the Services is not the statement of record. The periodic statement that is mailed to you will be the statement of record. If you have chosen to stop receiving paper statements, the periodic statement provided to you electronically will be the statement of record. You are responsible for reviewing any statement and other account communications sent to you by postal mail or electronically. Any mailed statement and other account communications will continue to contain important information about your accounts, regardless of whether you access your accounts through the Services or whether you have chosen to receive your statement electronically.

Your Responsibilities and Liabilities

It is your sole responsibility to ensure that the contact and other information in your online banking user profile is current and accurate. This includes, but is not limited to, your name, address, phone numbers, email addresses, and account numbers.

You can call customer service for live support at US-1-404-407-5727  /  SA +27 078 734-8045  /  CA +1 404-407-5727  /  UK +44 770 017-7000. Changes related to your bank account can be made either by calling Online Banking Customer Service at 1-800-770-5222 or via US mail. Changes related to your credit card can be made through the Online Banking Site or by notifying us as specified on our Contact Us page. Changes related to your Auto Loan Account can be made by calling LoanGIANT Auto Finance Customer Service at 1-800-770-5222 or via US mail. 

We are not responsible for any payment processing errors or fees incurred by you if you do not provide accurate account or contact information.

WHEN USING THE SERVICES TO ACCESS YOUR BANK ACCOUNT

If you close any Payment Account, you must notify us and identify a new Payment Account for the selected Services. If you close all your accounts with us, you agree to notify us to cancel your Services.

Unauthorized Transactions

We will send you periodic statements for your accounts with the regularity provided for in your account agreements. You are extremely important in preventing any wrongful use of your accounts. You must carefully examine your statement upon receipt.

Tell us AT ONCE if you suspect that an unauthorized transaction has been or may be made from your account; if you believe another person has improperly obtained your online passwords or has transferred or may transfer money from your accounts without authorization; or if you suspect fraudulent activity on your accounts.

You can call Customer Service at US-1-404-407-5727  /  SA +27 078 734-8045  /  CA +1 404-407-5727  /  UK +44 770 017-7000 24 hours a day / 7 days a week. You can write to us at: LoanGIANT, 6595 Roswell Road, G2407, Atlanta, GA 30328, or log into your account at loangiant.cash and click on the transaction.

Telephoning us right away will help reduce possible losses. If we aren’t timely notified, you could lose all the money in your checking, savings or other deposit accounts plus the maximum amount of credit available from your revolving line of credit account if it is used as overdraft protection.

To the extent a transaction is an electronic fund transfer from a Personal Account, the following rules apply: You can lose no more than $50 in connection with an unauthorized transfer resulting from the loss or theft of your Access Information if you notify us within 2 Business Days of learning of the loss or theft of your Access Information. However, you can lose as much as $500 in connection with an unauthorized transfer resulting from the loss or theft of your Access Information if you do not notify us within 2 Business Days of learning of the loss or theft of your Access Information and we can prove that we could have stopped the unauthorized transfer had we been notified. If you do not report unauthorized transactions that appear on any of your periodic statements within 60 days after such statements are mailed or electronically transmitted to you, you risk unlimited losses on transactions made after the 60 day period if we can prove that we could have stopped the unauthorized use if you had notified us in time. If a good reason, such as a long trip or hospital stay, kept you from telling us, we may extend the time periods.

You agree to assist us in our efforts to recover any funds that were transferred or paid without your permission.
 

WHEN USING THE SERVICES TO ACCESS YOUR CREDIT CARD ACCOUNT Unauthorized Transactions

We will send you periodic statements for your accounts with the regularity provided for in your account agreements. You are extremely important in preventing any wrongful use of your accounts. You must carefully examine your statement upon receipt.

Tell us AT ONCE if you suspect that an unauthorized transaction has been or may be made from your account; if you believe another person has improperly obtained your online passwords; or if you suspect fraudulent activity on your accounts. You can contact us as specified on our Contact Us page. You agree to assist us in our efforts to recover any funds that were transferred or paid without your permission. For more information on your rights and responsibilities for unauthorized transactions, please review your account agreement.
 

WHEN USING THE SERVICE TO ACCESS YOUR AUTO LOAN ACCOUNT Unauthorized Transactions

We will send you periodic statements for your accounts with the regularity provided for in your account agreements. You are extremely important in preventing any wrongful use of your accounts. You must carefully examine your statement upon receipt.

Tell us AT ONCE if you suspect that an unauthorized transaction has been or may be conducted from your accounts; if you believe another person has improperly obtained your online passwords, Password/PIN or has transferred or may transfer money from your accounts without authorization; or if you suspect fraudulent activity on your accounts.

Call at US-1-404-407-5727  /  SA +27 078 734-8045  /  CA +1 404-407-5727  /  UK +44 770 017-7000 anytime, 24 hours a day, Or write to:
LoanGIANT Auto Finance, ATTN: Customer Advocacy Team, 6595 Roswell Road, G2407, Atlanta, GA 30328, or send us a secure message; or visit https://www.loangiant.cash/help.

 

ACCEPTABLE USE

You agree that you are independently responsible for complying with all applicable laws when you use the Service, regardless of the purpose of the use. This includes all communications you send through the Service. We and our Service Providers have the right but not the obligation to monitor and/or remove communications or content that we find in our sole discretion to be objectionable in any way. In addition, you are prohibited from using the Service for communications or activities that: (a) violate any law, statute, ordinance or regulation; (b) promote hate, violence, racial intolerance, or the financial exploitation of a crime; (c) defame, abuse, harass or threaten others; (d) include any language or images that are bigoted, hateful, racially offensive, vulgar, obscene, indecent or discourteous; (e) infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction; (f) impose an unreasonable or disproportionately large load on our infrastructure; (g) facilitate any viruses, trojan horses, worms or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or information; (h) use any robot, spider, other automatic device, or manual process to monitor or copy the Service or the portion of the Site through which the Service is offered without our prior written permission; (i) use any device, software or routine to bypass technology protecting the Site or Service, or interfere or attempt to interfere, with the Site or the Service; or (j) may cause us or our Service Providers to lose any of the services from our internet service providers, payment processors, or other vendors.

In Case of Errors or Questions about Payments, Transfers or Other Transactions Made Through the Services

 

WHEN USING THE SERVICES TO ACCESS YOUR BANK ACCOUNT

In case of questions or errors about funds transfers or bill payments made through the Services, you must do one of the following:

Call us at US-1-404-407-5727  /  SA +27 078 734-8045  /  CA +1 404-407-5727  /  UK +44 770 017-7000.

Write to us at:
LoanGIANT
6595 Roswell Road #G2407
Atlanta, GA 30328
Attn: Customer Service Center

Or log into your account at loangiant.cash and click on the transaction.

With respect to any statements, you receive from us that reflect transactions you performed while using the Services, if you think your statement is wrong or if you need more information about a transaction listed on the statement, we must hear from you no later than 60 days after we sent the FIRST paper or online statement on which the problem or error appeared.

When you report an error, we will ask you to:

Tell us your name and Account number.

Describe the error or the transfer you are unsure about and explain as clearly as you can why you believe it is an error or why you need more information.

To the extent possible, tell us the dollar amount of the suspected error.
 

If you tell us verbally, we may require that you send us your complaint or question in writing within 10 Business Days. We will determine whether an error occurred within 10 Business Days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your Account within 10 Business Days for the amount you think is in error, so that you will have the use of the money while we complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 Business Days, we may not credit your Account. If the error occurred within 30 days after the first deposit to your Account, we may take up to 90 days to investigate your complaint or question, and we may take up to 20 Business Days to credit your Account for the amount you think is in error. We will tell you about the results within 3 Business Days after completing our investigation. If we decide there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation.

 

In our investigation of any bill payment transactions, we will request from the Biller a refund of any interest and/or fees which you may have been wrongly assessed, provided that we will have no obligation to further pursue such request if the Biller denies such request. You will be notified of the final resolution.

 

WHEN USING THE SERVICES TO ACCESS YOUR CREDIT CARD ACCOUNT

In case of questions or errors about payments or other transactions made through Online Banking, you must call us as specified on our Contact Us page. For more information on your rights and responsibilities for billing errors, please review your Billing Rights Summary, which is considered part of this Agreement.

 

WHEN USING THE SERVICES TO ACCESS YOUR AUTO LOAN ACCOUNT

In case of questions or errors about payments or other transactions made through Online Banking, you must call us as specified on our Contact Us page.

 

Area of Service

Unless otherwise agreed by LoanGIANT, the Services described in this Agreement are offered to citizens and legal residents of the United States of America.

 

Collection Expenses

If we have to file a lawsuit to collect what you owe us, you will pay our reasonable expenses, including attorneys’ fees and court costs, unless prohibited by applicable law.

 

“Remittance transfers,” as defined by Regulation E, Subpart B, are governed by the laws of the U.S. and to the extent applicable, the laws of the State of New York, including New York’s version of Article 4A of the UCC.

Downloading and Exportation

 

The United States Export Control laws prohibit the export of certain technical data and software to certain territories. No content from the Online Banking Site or any other LoanGIANT Site may be downloaded or otherwise exported in violation of United States law.

 

Changes or Amendment

We may change, suspend, or discontinue the Services described in this Agreement, or any of their features or the applicable fees and charges, in our sole discretion and at any time. Any changes may result in the addition of new charges or terms. If we make changes, you will be notified if required by applicable law.  Unless otherwise indicated, when you use the Services after the effective date of the revised terms, you accept the terms.

 

Termination

Your rights under this Agreement will cease without notice if you fail to comply with any of its terms. In such a case, we may immediately stop your access to the Service.

 

Notices

We may provide you with notices related to the Service by email, text message/SMS, regular mail, or postings on the websites or apps related to the Service. Your use of the Service is subject to the consent you provided to the Electronic Communications Disclosure (“eCommunications Disclosure”). This allows us to provide you with certain communications and other records electronically.

 

Tech Support

LoanGIANT may not be able to provide support for the Site. If LoanGIANT provides support, it will be in addition to other support for your Account. You agree to any support rules, policies, and determinations.

 

Feedback
You agree that any suggestions, comments, and feedback you submit to LoanGIANT (“Feedback”) shall be the property of LoanGIANT. LoanGIANT is free to use any Feedback without any restriction of any kind. This includes without limitation the right to reproduce, display, transform, distribute and create derivative works. LoanGIANT can also use any ideas, concepts, know-how or techniques in such Feedback for any purpose.

 

Assignment
We may assign this Agreement to our parent corporation or to any now existing or future direct or indirect subsidiary of our parent corporation or another LoanGIANT entity; or to any existing or future direct or indirect subsidiary of LoanGIANT; or to any of our existing or future affiliates. We may also assign or delegate certain of our rights and responsibilities under this Agreement to independent contractors or other third parties. You may not assign this Agreement or your rights to use or access the Services to any other party.

 

Data Recording

When you contact us, the communication or the information you provide may be recorded or otherwise retained by us or by our Service Provider. You consent to such recording or retention. Without limiting the above, you agree that we may record the conversations our employees or agents have with you or your agents to ensure your instructions are followed and monitor quality of service and accuracy of information our employees and associates give you.

 

Disclaimer of Warranty

LOANGIANT PROVIDES THE SERVICES “AS IS.” LOANGIANT MAKES NO EXPRESS OR IMPLIED WARRANTY OR REPRESENTATION. LOANGIANT DISCLAIMS ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. NO ORAL OR WRITTEN ADVICE OR INFORMATION GIVEN BY US CREATES ANY KIND OF WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT. LOANGIANT MAKES EVERY EFFORT TO PROVIDE ACCURATE INFORMATION IN CONNECTION WITH THE SERVICES. BUT LOANGIANT MAKES NO WARRANTY THAT (a) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (b) THAT DEFECTS WILL BE CORRECTED; OR (c) ANY INFORMATION CONTAINED IN, RESULTS THAT MAY BE OBTAINED FROM THE USE OF, OR OTHER ASPECT OF THE SERVICES WILL BE ACCURATE, CURRENT, COMPLETE OR RELIABLE.

 

Limitation on Liability & Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU ASSUME ALL RISK THAT MAY RESULT FROM YOUR USE OF THE SERVICES. YOU AGREE NOT TO HOLD US (NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SERVICES) LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES RELATING TO YOUR ACCESS OR USE (OR INABILITY TO ACCESS OR USE) THE SERVICES, REGARDLESS OF WHETHER THEY’RE BASED ON WARRANTY, CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY. THIS INCLUDES WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES. THE SERVICES MAY SOMETIMES BE DOWN, DELAYED, INTERRUPTED, OR NOT WORKING PROPERLY. WE ARE NOT LIABLE TO YOU FOR ANY INTERRUPTIONS OR UNAVAILABILITY OF THE SERVICES. SHOULD THE SERVICES BE DEFECTIVE IN ANY WAY, WE ASSUME NO LIABILITY FOR SERVICING, REPAIR, OR CORRECTION, EXCEPT AS EXPRESSLY STATED IN THIS AGREEMENT. LOANGIANT HAS NO OBLIGATION TO CORRECT ANY BUGS, DEFECTS, OR ERRORS IN CONNECTION WITH THE SERVICES. 

 

IF YOU ARE DISSATISFIED WITH THE SERVICE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP USING THE SERVICE.

IN STATES WHERE THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES MAY NOT APPLY, OUR LIABILITY IN THOSE STATES IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST EXTENT PERMITTED BY LAW BUT SHALL, IN NO EVENT, EXCEED TEN DOLLARS ($10).

 

Indemnification 

You agree that you are personally responsible for your conduct while using the Services. You agree to indemnify, defend, and hold harmless LoanGIANT and our respective owners, affiliates, directors, officers, employees and agents from claims, losses, expenses, liability, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys’ fees, caused by or arising out of your use, misuse, or inability to use the Services. This includes any violation by you of these terms. This provision will survive the expiration or termination of this Agreement. 

Governing Law; Jurisdiction; Venue

Virginia law governs this Agreement without regard to its conflicts of law principles. To the extent permitted under any applicable law, this Agreement will not be subject to the Uniform Computer Information Transactions Act as codified or amended. You irrevocably and unconditionally submit to the jurisdiction and venue of the United States District Court for the Eastern District of Virginia. If this court does not have subject matter jurisdiction, then you submit to the courts of Virginia located in Henrico or Fairfax County.

SPECIAL NOTICE FOR CALIFORNIA USERS

Under California Civil Code Section 1789.3, certain users of the Services from California are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210. You may contact us at:

LoanGIANT
Attn: Legal Notice
6595 Roswell Road #G2407
Atlanta, GA 30328

 

LoanGIANT’s Intellectual Property

LoanGIANT owns the intellectual property rights related to or used in connection with these services. This includes patents, trade secrets, copyrights, and trademarks. All other intellectual property rights are the property of their respective owners. Nothing in this Agreement gives you any rights with respect to any intellectual property rights owned by LoanGIANT or others. All other trademarks and graphics are the property of their respective owners.

 

Severability
If any part of this Agreement is void or unenforceable, all remaining terms shall remain valid and enforceable. 

 

Non-Waiver

We shall not be deemed to have waived any of our rights or remedies unless such waiver is in writing and signed by us. No delay or failure on our part to exercise any right or remedy shall be a waiver of that or any other right or remedy. A waiver on any particular occasion shall not be construed as a bar or waiver of any rights or remedies in the future.