USDA Rural Housing Fixed
If you are looking to buy a home in a rural location, a USDA Loan can be ideal if you do not qualify for a conventional loan.
Live the country life with a low-down-payment – or, better yet, no down payment at all:
USDA home loans are typically for buyers in rural areas who might not qualify for other traditional loan products. Some buyers may not be familiar with this government-assisted program, but it’s a great one for those that qualify. A USDA loan generally has a low-down-payment – sometimes even zero down payment – and is easier to qualify for when it comes to certain types of purchases.
You don’t have to be a farmer or rancher to qualify for a USDA home loan. In fact, you don’t even have to live on a farm. Some suburban areas actually qualify for USDA loans, so contact LoanGIANT Home Loans today and see if your home is designated by the US Department of Agriculture for this special product.
And if you do want to be a farmer, that’s ok too.
Key Features and Benefits of USDA Home Loans: 
Available for Purchase or Refinances*
Available for eligible homebuyers
Zero down payment (or very low-down-payment)
Competitive fixed rates
No cash reserves required
Guarantee fee can be financed
Closing costs can be paid by Seller
You don’t have to be a farmer​
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*USDA Guaranteed Rural Housing loans subject to program stipulations and applicable state income and property limits.