Portfolio Select Non-QM Jumbo Home Loans
Credit scores starting at 600
Up to 90% LTV with no MI
Credit worthy borrowers who have recovered from credit events no longer have to wait seven years to purchase or refinance! Our full doc Portfolio Select mortgage loan allows just one year seasoning for foreclosure, short sale, deed-in-lieu and just two years seasoning for bankruptcy. Capture more business and help those borrowers shut out of Agency guidelines. This full doc loan solution helps more borrowers achieve their financial goals through a home purchase or refinance.
Loans up to $2.5 million
One year seasoning for foreclosure, short sale or deed-in-lieu
Two years seasoning for bankruptcy
Purchase and cash-out or rate-term refinance
Owner-occupied, second homes, and investment properties
Up to 50% DTI
Gift funds allowed
40 year fixed interest only available
Non-warrantable condos allowed
