$0 / FREE APPLICATION
NO UPFRONT FEES
 
Bank Statement Mortgage - Non-QM
Credit scores starting at 660
Up to 85% LTV
LoanGIANT'Credit worthy borrowers who have recovered from credit events no longer have to wait seven years to purchase or refinance! Our full doc Portfolio Select mortgage loan allows just one year seasoning for foreclosure, short sale, deed-in-lieu and just two years seasoning for bankruptcy. Capture more business and help those borrowers shut out of Agency guidelines. This full doc loan solution helps more borrowers achieve their financial goals through a home purchase or refinance.
 
Loans up to $2.5 million, Minimum loan of $125,000
One year seasoning for foreclosure, short sale or deed-in-lieu
Two years seasoning for bankruptcy, can use chapter 13 filing date
Purchase and cash-out or rate-term refinance
Owner-occupied, second homes, and investment properties
Up to 50% DTI
Gift funds allowed
40 year interest only available
Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained
 
Contact our LoanGIANT Loan Call Center at customercare@loangiant.cash or by phone/text at +1 404-407-5727 for more information.