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Bank Statement Mortgage - Non-QM
Credit scores starting at 680
Up to 90% LTV
LoanGIANT's non-QM Platinum Jumbo mortgage program is a competitively priced product for borrowers who just miss qualifying under Prime Jumbo guidelines. Stop losing deals because other lenders only offer Prime Jumbo. Our non-QM Platinum Jumbo loan allows our clients to help more Jumbo borrowers.
- Loans up to $3 million, Minimum loan of $250,000
- Four years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
- Owner-occupied, second homes, and non-owner occupied
- Purchase and cash-out or rate-term refinance
- Full doc only
- 40 year interest only available
- One year tax return program
- Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained
- Can qualify off liquid assets
Jumbo - USA Non-QM
- Loans up to $3 million, Minimum loan of $250,000
- Four years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
- Owner-occupied, second homes, and non-owner occupied
- Purchase and cash-out or rate-term refinance
- Full doc only
- 40 year interest only available
- One year tax return program
- Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained
- Can qualify off liquid assets