$0 / FREE APPLICATION
NO UPFRONT FEES
Credit scores starting at 660
Up to 75% LTV
Individual Tax Identification Number (ITIN) loans are for borrowers who do not have Social Security numbers. Borrowers with ITIN cards can qualify for a mortgage as long as they meet the eligibility requirements. This loan product is a full doc non-QM mortgage offering flexibility for individuals residing in the United States.
- Loans up to $2.5 million, Minimum loan of $125,000
- One year seasoning for foreclosure, short sale or deed-in-lieu
- Two years seasoning for bankruptcy, can use chapter 13 filing date
- Purchase and cash-out or rate-term refinance
- Primary home only (One unit only)
- Non-warrantable condos allowed
- Up to 50% DTI
- Not available in all states. Please speak with your account executive for more details.
Contact our LoanGIANT Loan Call Center at customercare@loangiant.cash or by phone/text at +1 404-407-5727 for more information.
ITIN Mortgage Loan - USA Non-QM
- Loans up to $3 million, Minimum loan of $250,000
- No employment, no income, no DTI
- Rates are 30-year fixed
- Five years seasoning foreclosure, short sale or bankruptcy
- Primary residence only
- Purchase and cash-out or rate-term refinance
- Interest only program available
- All assets must be sourced and seasoned for a minimum of six months
- Required assets: Loan amount, recurring monthly debt multiplied by 60 months, funds to close and six months reserves
- Borrowers must have at least $500,000 in post-closing assets.
- Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained
Contact our LoanGIANT Loan Call Center at customercare@loangiant.cash or by phone/text at +1 404-407-5727 for more information.