Investor Cash Flow
Credit scores starting at 600
Up to 80% LTV
Investor Cash Flow mortgage program allows your clients to qualify based on rental analysis to determine property cash flow. No personal income required to qualify. This saves you from submitting complicated income statements and tax returns.
Loans up to $1.5 million, Minimum loan of $75,000
Qualification based on property cash flow − Minimum DSCR 1.0
No DSCR needed with minimum 700 FICO and max 75% LTV
No personal income or employment information required
Properties can be in LLC’s name
No limit on total number of properties
Purchase and cash-out or rate-term refinance
40 year fixed interest only available
Non-warrantable condos allowed