$0 / FREE APPLICATION
NO UPFRONT FEES
Bank Statement Mortgage - Non-QM
Credit scores starting at 660
Up to 90% LTV
LoanGIANT's Investor Cash Flow mortgage (DSCR Loan) program allows your clients to qualify based on rental analysis to determine property cash flow. No personal income required to qualify. This saves you from submitting complicated income statements and tax returns. Debt service coverage ratio or DSCR is a measurement of a property’s expected cash flow to determine ability to repay a mortgage loan.
- Loans up to $1.5 million, Minimum loan of $75,000
- Qualification based on property cash flow
- No personal income or employment information required
- Properties can be in LLC’s name
- No limit on total number of properties
- Borrower must own primary residence or have a current history of owning investment properties
- Purchase and cash-out or rate-term refinance
- 40 year interest only available
- Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained.
- Non-warrantable Condos now allowed
- Short term rentals ok, no condotels
Investor Cash Flow (DSCR Loan) - USA Non-QM
$0.00Price
- Loans up to $1.5 million, Minimum loan of $75,000
- Qualification based on property cash flow
- No personal income or employment information required
- Properties can be in LLC’s name
- No limit on total number of properties
- Borrower must own primary residence or have a current history of owning investment properties
- Purchase and cash-out or rate-term refinance
- 40 year interest only available
- Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained.
- Non-warrantable Condos now allowed
- Short term rentals ok, no condotels
