$0 / FREE APPLICATION

NO UPFRONT FEES

No Foreign or U.S. credit needed

Up to 70% LTV

This mortgage product is for foreign nationals wanting to purchase or refinance a home in the United States. This is a DSCR program with a 1:1 ratio on cash flow. This means that this loan is incredibly easy to do – no income or U.S. credit required to qualify.

Minimum loan amount of $75,000
Maximum loan amount of $1.5 million
A DSCR program with a 1:1 ratio on cash flow
Assets sourced and seasoned for 60 days - must be in a U.S. FDIC insured bank for a minimum of 30 days
12 months reserves required
Closing in a U.S. LLC entity is permitted
ACH auto-payment is required
No sanction listed countries allowed and will not lend in Osceola County
Cannot reside in the United States
Must have an eligible Visa: B-1, B-2, H-2, H-3, I, J-1, J-2, O-2, P1, P2
No gift funds allowed
Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained

Contact our LoanGIANT Loan Call Center at customercare@loangiant.cash or by phone/text at +1 404-407-5727 for more information.

Foreign National - USA Non-QM

$0.00

Quantity

Minimum loan amount of $75,000

Maximum loan amount of $1.5 million

A DSCR program with a 1:1 ratio on cash flow

Assets sourced and seasoned for 60 days - must be in a U.S. FDIC insured bank for a minimum of 30 days

12 months reserves required

Closing in a U.S. LLC entity is permitted

ACH auto-payment is required

No sanction listed countries allowed and will not lend in Osceola County

Cannot reside in the United States

Must have an eligible Visa: B-1, B-2, H-2, H-3, I, J-1, J-2, O-2, P1, P2

No gift funds allowed

Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained

Contact our LoanGIANT Loan Call Center at customercare@loangiant.cash or by phone/text at +1 404-407-5727 for more information.
A Foreign National mortgage loan is a loan done for a borrower that has one of the following visa: B-1, B-2,H-2,H-3, I, J-1, J-2, O-2, P-1, P-2 or resides in a Visa waiver country. Borrower must live and work in foreign country, cannot live or work in the US. The borrower qualifies under our ICF/DSCR program and qualifies just on how the property cash flows. The foreign national program includes non-owner occupied residences only. Purchase, refinance and cash out transactions.

Contact our LoanGIANT Loan Call Center at customercare@loangiant.cash or by phone/text at +1 404-407-5727 for more information.
Yes, the Foreign National mortgage guidelines and requirements are different. A foreign national must live and work outside the U.S. and cannot reside in the U.S. A few additional requirements for the foreign national mortgage loan is that the maximum LTV IS 70%, 12 months reserves are required, 30-year fixed mortgage only, loan amounts up to $1,500,000 with a minimum of $75,000 offered and seller concessions are up to 3% only. ACH is required from a FDIC Bank for a monthly mortgage payment.

Contact our LoanGIANT Loan Call Center at customercare@loangiant.cash or by phone/text at +1 404-407-5727 for more information.