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Bank Statement Mortgage - Non-QM

Credit scores starting at 660

Up to 90% LTV

LoanGIANTs Business Bank Statement Elite mortgage program is the perfect option for self-employed borrowers who need an alternative method to show the true cash flow of their business. Borrowers do not have to own 100% of the business. Our Business Bank Statement Elite program provides a loan solution to help borrowers qualify off their great credit history along with their Business Bank Statements.

 

  • Loans up to $2 million with a minimum of $150,000
  • 12 or 24 months business bank statements only
  • Foreclosure, short sale, bankruptcy or deed-in-lieu not allowed
  • Rates are 30-year fixed
  • Two years self-employed required
  • Borrowers can own as little as 50% of the business for business bank statements
  • Purchase and cash-out or rate-term refinance
  • Owner-occupied and Second Homes
  • Most loans will be qualified on an expense factor of 50%. Companies with a lower expense factor will require a statement from a third party CPA or tax preparer. (Some industries with traditionally higher expense factors will be underwritten with a 70% expense factor.)

Business Bank Statement Mortgage Program - USA Non-QM

$0.00Price
    • Loans up to $3 million with a minimum of $150,000
    • 12 or 24 months business or personal bank statements
    • Two years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
    • Rates are 30-year fixed
    • Two years self-employed required
    • Borrowers can own as little as 50% of the business for business bank statements and 25% for personal bank statements
    • Purchase and cash-out or rate-term refinance
    • Owner-occupied, second homes, and non-owner occupied
    • 1099 option available
    • 40 year interest only available
    • Most loans will be qualified on an expense factor of 50%. Companies with a lower expense factor will require a statement from a third party CPA or tax preparer. (Some industries with traditionally higher expense factors will be underwritten with a 70% expense factor.)
    • Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained

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WhatsApp Customer Care:

US: +1 (404) 407-5727

SA: +27 073 960 2011

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