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LOANGIANT Jumbo ARM-A Home Loans

Credit scores starting at 760

Up to 90% LTV, No MI

LOANGIANT Jumbo Fixed A program is the perfect option for self-employed borrowers who need an alternative method to show the true cash flow of their business. Borrowers do not have to own 100% of the business. Self-employed borrowers represent an underserved market in the mortgage industry. Our Bank Statement program provides a loan solution to help underserved credit-worthy self-employed borrowers who otherwise would not qualify for a home loan.

  • Loans from $1 million to $50 Million

  • 2 Years Full Tax Returns with all Addendums and Schedules

  • Two years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu

  • Rates are 30-year fixed

  • If Self Employed, Two years self-employed required

  • Borrowers can own as little as 50% of the business for business bank statements and 25% for personal bank statements

  • Purchase and cash-out or rate-term refinance

  • Owner-occupied, second homes, and non-owner occupied

  • 1099 option available

  • 40 year fixed interest only available

  • Most loans will be qualified on an expense factor of 50%. Companies with a lower expense factor will require a statement from a third party CPA or tax preparer. (Some industries with traditionally higher expense factors will be underwritten with a 70% expense factor.)

  • Non-warrantable condos allowed

ARM/A/R - LOANGIANT Jumbo - FOR REFINANCING - USA Jumbo Home Loans

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    SA: +27 073 960 2011

    UK: +44 770 017 7000

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    WhatsApp Customer Care:

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    CONDO

    CONVENTIONAL

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    JUMBO LOANS

    USDA 0% DOWN

    VA 0% DOWN

    FHA 3.5% DOWN

    PURCHASE

    DPA PROGRAMS

    REFINANCE

    HOME EQUITY

    CONSTRUCTION

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    TIME TO CLOSE:

    WE'RE FUNDED

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    RENOVATION

    8-14 DAY RUSH CLOSING

    LAND / VACANT LOT

    BUSINESS

    SELF EMPLOYED

    HARD MONEY

    INVESTMENT

    AUCTION

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    CREDIT SIMULATORS

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    YOUR SCORE MATTERS

    Credit Score Tiers effect the terms and amount required down. LoanGIANT can help increase your scores with CREDIT SIMULATORS

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    ALL YOU NEED TO KNOW

    About applying for a loan.

    Buying a home can be confusing but it doesn't have to be.

    Let us guide you home.

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    Lending technology that streamlines the mortgage process for you.

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    More loan options to help you achieve your mortgage  and bridge loan goals.

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