FURNITURE, APPLICANCE & ELECTRONICS
Why apply for a RETAIL LOANS with LoanGIANT?
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It is secure and straightforward to complete your loan application online.
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Your repayments are fixed at our current interest rate for the full term of your loan. They never go up – no matter how much interest rates do.
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Repayments are over a term from 24 months up to 6 years.
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Feedback is given quickly and your money could be in your bank account within 48 hours.
How to apply for a RETAIL LOAN?
Apply via our online application form by clicking here.
Call the LoanGIANT Loan Call Center at: +27 078 734 8045 5am - 7pm / 7 Days a week.
What will you need to apply for a RETAIL LOAN?
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A good credit record
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A regular monthly income of at least R5 000
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The details of your bank account into which your salary is paid
What documents do you need when you apply for a RETAIL LOAN?
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A clear copy of your South African ID
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A recent document confirming your residential address
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Up to 3 months’ recent bank-generated PDF statements or payslips as proof of income
We’ve made applying for personal loans online quick and streamlined. It is also easy for you to upload any documents via our online application.
What can I use my RETAIL LOANS for?
A LoanGIANT personal loan is paid directly into your bank account and the money can be used for any needs you may have. Whether you’re looking to do home renovations, upgrade your electronics or take a break overseas, a personal loan offers a flexible solution.
What do you get with a LoanGIANT RETAIL LOANS?
When you take out a loan with LoanGIANT you’ll deal with an authorised Financial Services Provider, with many years of financial services experience in South Africa. We support responsible lending, so if your application is approved, you’ll only be approved for an amount that you can afford comfortably. We’ll do our utmost to give you the best offer that we possibly can.
Because LoanGIANT Personal Loans are unsecured this means that we won’t ask you to use your car, home or any other asset as collateral. To apply for a loan is quick and you can also use your loan for anything you want.
For your security and peace of mind, all our loans are subject to the National Credit Act of 2005. Keep in mind, we consider all loan applications and every application is subject to credit approval.
Your loan will include a Personal Protection Plan, which settles your outstanding balance in the event of your death or permanent disability. This plan also offers some cover for temporary disability and retrenchment – and the level of your cover will be based on your risk profile. You can substitute the Personal Protection Plan with a policy of your choice, provided the cover offered is equivalent.
LoanGIANT administers loans for FirstRand Bank Limited, an authorised Financial Services and Credit Provider, and has been providing loans to South Africans for over 20 years.
Loan repayment terms range from a minimum of 24 to a maximum of 72 months. The maximum interest rate with regards to a LoanGIANT Personal Loan is 27.25% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a R50 000 loan at an interest rate of 27.25% per annum plus a once-off initiation fee of R1 207.50 (added to the loan amount in this example) and a monthly admin fee of R69.00, over 72 months would have a total cost of R 116 623.20.
Need a lender with Thousand of programs for ALL credit types and scores?:
We're the Lender for you, Contact us at our numbers below:
LOANGIANT®Instant Approval Loan Call Centers
SA: +27 073 960 2011
Or easily fill out the contact form below to have one of LoanGIANT's loan officers to immediately get started:
LOANGIANT®
Instant Approval
Loan Call Centers
US: +1 (404) 407-5727
SA: +27 073 960 2011
APPLY FOR YOUR NEW CAREER WITH LOANGIANT TODAY:
US Call Center
+1 (404) 407-5727
SA Call Center
+27 073 960 2011
Or easily fill out the contact form below to have one of LoanGIANT's human resource managers to contact you today.
CONDO
CONVENTIONAL
JUMBO LOANS
USDA 0% DOWN
VA 0% DOWN
FHA 3.5% DOWN
PURCHASE
DPA PROGRAMS
REFINANCE
HOME EQUITY
CONSTRUCTION
TIME TO CLOSE:
RENOVATION
8-14 DAY RUSH CLOSING
LAND / VACANT LOT
BUSINESS
SELF EMPLOYED
HARD MONEY
INVESTMENT
AUCTION
CREDIT SIMULATORS
We the have tools to take the guessing game of raising your score:
Know who to pay and EXACTLY how much
YOUR SCORE MATTERS
Credit Score Tiers effect the terms and amount required down. LoanGIANT can help increase your scores with CREDIT SIMULATORS
ALL YOU NEED TO KNOW
About applying for a loan.
Buying a home can be confusing but it doesn't have to be.
Let us guide you home.
Lending technology that streamlines the mortgage process for you.
Personalized guidance and support of experienced Loan Consultants
More loan options to help you achieve your mortgage and bridge loan goals.
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LOANS BY SCORE
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