① BLACKLISTED? NO PROBLEM

② UNDER DEBT REVIEW? NO PROBLEM

③ LOW CREDIT SCORE? NO PROBLEM

④ SELF EMPLOYED? NO PROBLEM

⑤ EX-PAT RELOCATION? NO PROBLEM

⑥ VISITING 3 OR MORE MONTHS? NO PROBLEM

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NEW - CAR LEASE 3-24 MONTH OPTIONS

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What's included?

① Full Car Bumper to Bumper Maintenance or Car Replacement

② Full Comprehensive Insurance

③ Tracking location service

④ VAT CAR Registration Renewal

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What are the car subscription advantages?

① Perfect for Expats who need to drive a new to newer vehicle now

② Long-term or short-term Lease Options

③ No penalties for early termination of your contract 

④ You're not required to have a South Africa bank account, debit card nor credit card

⑤ Competitive affordable lease rates 

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What are the credit and income requirements? 

① No credit needed / No credit check

② Minimum monthly income of R15,000.00

③ Full array of new 2023, 2022, 2021 to newer vehicles in stock for you to select and choose from

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What documentation is required? 

① Valid SA drivers license OR Foreign Passport and Valid International Drive License from your Passport Country

② Valid bar-coded SA identity document or smart ID card (front and back)

③ Proof of current residential address – no older than 3 months

④ Latest payslips

⑤ Latest bank statement

(Bank branch provided statements with certified bank stamp).

If the applicant is self-employed, 6 months bank statements are required

 

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NEW - LEASE TO OWN OPTIONS

 

What's included?

① Full Car Bumper to Bumper Maintenance or Car Replacement

② Full Comprehensive Insurance

③ Tracking location service

④ VAT CAR Registration Renewal

​

What are the car subscription advantages?

① Perfect for Expats who need to drive a new to newer vehicle now

② Long-term or short-term Lease Options

③ No penalties for early termination of your contract 

④ You're not required to have a South Africa bank account, debit card nor credit card

⑤ Competitive affordable lease rates 

​

What are the credit and income requirements? 

① No credit needed / No credit check

② Minimum monthly income of R15,000.00

③ Full array of new 2023, 2022, 2021 to newer vehicles in stock for you to select and choose from

​

What documentation is required? 

① Valid SA drivers license OR Foreign Passport and Valid International Drive License from your Passport Country

② Valid bar-coded SA identity document or smart ID card (front and back)

③ Proof of current residential address – no older than 3 months

④ Latest payslips

⑤ Latest bank statement

(Bank branch provided statements with certified bank stamp).

If the applicant is self-employed, 6 months bank statements are required

​

What's included?

WHY LEASE / RENT TO BUY?

Struggling to get bank Finance? Don’t want to take out a huge loan for your car or bakkie? Look no further. We offer an alternative to conventional vehicle finance.

 

With No Finance Cars, SA’s No.1 rent to buy solution, there’s no need to worry about finance approval with our easy approval criteria. No Finance Cars rental model is increasingly being see as an alternative to conventional vehicle finance. 

It is an attractive option for clients who have credit finance challenges as well as for clients who seek a more streamlined, straight forward alternative to conventional vehicle finance. 

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What are the car subscription advantages?

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① You have the flexibility to choose whether you want to keep the vehicle after 54 months or not.

② You can terminate the contract earlier, subject to Terms and conditions, giving you the option to drive the vehicle of your choice for a shorter period.

③ There is no middle-man, and no agent.

④ We have an unlimited supply of vehicles, and every vehicle on offer belongs to us.

⑤ Our monthly rentals are substantially lower than other rental options.

⑥ We provide a wide selection of late model, quality tested and checked pre-used vehicles.

⑦ Unlike any other program, No Finance Cars has fixed repayments over the term.

⑧ Unlike any other program our contracts have no mileage limitations.

⑨ No Finance Cars empowerment initiative has been designed to put you, in the drivers seat.

You have the option to upgrade or downgrade your vehicle any time every 18 months.

Rentals are paid in arrears so you don't have to pay large upfront fees. Just our required deposit.